Luke 14:28 – ‘But don’t begin until you count the cost. For who would begin construction of a building without first calculating the cost to see if there is enough money to finish it?’

It is important that you know what you need to earn before you get paid anything. Not all jobs pay you as soon as you’ve completed a task or a day’s work. Some jobs pay fortnightly or even monthly – you have to work a set amount before you see any money. Just because you have earned a certain amount of money, doesn’t guarantee payment at a set time.

Wealthy Christians Day 19: Cash Flow

Wealthy Christians Day 19: Cash Flow

$100 is an important figure for me. I have a set goal of how much income I would like to earn each week on various projects that I do. This doesn’t always tie in however, with what I get paid in a given week. For example, some of my income comes in via:

  • Amazon affiliates
  • Amazon book sales
  • Google Adsense
  • Udemy – an online platform for courses
  • TeachersPayTeachers – a website for digital educational products

For the first three sources that allow me to earn money, I need to earn at least $100 in total before I am paid by them. For my book sales on Amazon, this has to occur in one particular currency. Most of my sales are made in the US and UK, so although I may accumulate the given $100 in a month, this doesn’t mean I’ll get paid if that sum spans over four different currencies!

It’s great to earn a large sum of money in any given week or month. It’s important to know however, that this money is going to get paid in the near future. It is very difficult to be a wealthy Christian if you are earning, but scraping by because you haven’t been paid!

In your endeavour to accumulate wealth, make sure you have sufficient cash flow. If money isn’t coming to you, then it cannot go through you for investments or blessing others. If you have a job that pays you monthly, then it is very important to be on top of your budget and know that you can make your pay stretch for a month until you are paid again.

If you are looking for other opportunities to earn, try to find possibilities that pay regularly so you consistently have money coming in that you can live on, save, tithe and invest.

It is my prayer for you:

  • That you will recognise the importance of regular cash flow, no matter what you earn.
  • That for income that is paid monthly or less frequently, that you will be able to budget this well to avoid any financial issues.
  • That you will be able to generate different streams of income that come in at different times of the month, to increase your cash flow.

Today’s prayer:
Lord I thank you for the possibility to earn, but for also getting paid once I have earned. Help me to find income earning opportunities that provide me with money on a regular basis, so that I am not left without or desperately waiting for pay day.

Actionable ideas:
Meal plan; organising what you will cook each week or month will help you to utilise what you have bought, rather than leave food unused in cupboards and buy other things.